Sudbury • North Bay • Huntsville
HOW WE HELP
We listen, ask the important questions and build a plan to put the burden of debt behind you.
Book your free consultation with one of our experts and start living a debt free life.
Imagine a debt-free future
Know your options
- Focused Strategic Plans
- Consolidate your debt
- Re-establish your credit rating
Here's how it works
The goal is to get you out of debt as soon as possible, get you into a payment plan that you can easily afford in order to remove the stress, and make sure that you retain your assets instead of liquidating them to pay the debt.
After reviewing your current financial situation, we outline a personalized plan to meet the immediate short-term needs of dealing with your debt, which also fits your long- term financial goals.
WE HELP CONSOLIDATE
Our role is to represent you as our client, and structure a new affordable payment plan to deal with your debt. When dealing with restructuring of debt, you have multiple options that could be implemented. It is imperative to choose the right option through a fully transparent and qualified consulting process. At 4 Pillars, we believe that there is no such thing as a "one size fits all" type of solution. In the "debt help" industry, there are companies that either represent the creditors, or take funding from the creditors.
4 Pillars does neither and therefore we are able to represent 100% solely the best interests of our client. An informed consumer is a 4 Pillars client. That's why 4 Pillars clients have a 97% success rate at completing the plans that we prepare for them.
We help you
reestablish Your Credit
Understanding cash flow and credit rebuilding are the cornerstones of any successful plan to deal with debt once you have the new plan in place. These will be the next things that we tackle with you.
We have some of the BEST consultants in the industry to help you understand your credit report, the importance of maintaining a strong credit profile, and how to effectively manage credit to keep you out of debt for good.
Tailored Debt Restructuring
- Are you making only the minimum payments to service debt without seeing the balance decrease?
- Are you planning to sell assets or liquidate retirement savings to pay debt?
- Are you thinking of getting a second job just to try and make it work?
- Are you not able to meet your payments and therefore receiving letters and calls from creditors?
If you answered yes to any of these questions, you are not alone. It's time to put a plan together that works for you, so that you can become debt free as quickly as possible, while improving cash flow and retaining your assets.
Right from the first phone call though to the completion of your plan, our goal is to make sure that you are serviced as a client should be. Seeing our clients succeed is what keeps us coming to work everyday. Getting out of debt doesn't need to be a stressful prolonged process.
National yet proudly Local
Just like you, we are real people of the communities in which we live and serve. With over 60 offices across Canada and having helped Canadians solve billions of dollars of debt, we have the resources and the people behind us to get you where you need to go.
Imagine a debt free future
Debt can be a symptom of any number of problems and life circumstances: a struggling or failed business, reduction in working hours, a drop in sales commission, divorce or separation, injury or illness, or previous poor financial decision making and bad advice coming home to roost.
Speak to an expert in confidence
It's important to understand that you are not your debt. Like millions of Canadians, you may have a debt issue. But with timely counselling, a solid debt restructuring plan, immediate credit rebuilding, you can move on from your debt wiser, financially solid and fortified against ever going into debt again.
You're not alone
4 Pillars helps Canadians restructure
$1,000,000 of consumer debt every day.
The 4 Pillars Muskoka team really look out for the client. Their results are top notch and their client care is evident. If you are looking to get out of debt, I couldn’t imagine recommending another company. Do yourself a service and at least meet with 4 Pillars to see what they can offer.
I have had the opportunity to personally work with 4 Pillars on a professional level. It is nice to know that Ryan and his team are real people who are involved in our community, and are truly looking out for the best interests of their clients.
What an amazing feeling having the weight lifted. Thank you doesn’t seem like enough for Ryan, Sharon and Marie for what they have done for our family. You have made us feel like there is a light at the end and given us HOPE. Thank you so much, you are greatly appreciated and very very educated in these areas, you come HIGHLY recommended.
I dealt with Ryan and Marie from the Huntsville office. I can’t say enough about their professionalism. You honestly feel that that are 100% behind you. Any questions, concerns, comments were always dealt with in a very timely manner. Don’t go to the friend who “ had a friend that went thru it and I’ll help you “ route. Let the professionals deal with it, you won’t regret it
We have recommended Ryan Brown at 4 Pillars in a professional capacity on several occasions. We have found Ryan and his staff to be both professional and courteous, and in many cases, they have achieved tremendous results for our clients. For someone looking to relieve their burdens of excess debt, we would strongly encourage using their services.
Working in the financial lending world, I have had the opportunity to work with 4 Pillars offices across Canada including the Sudbury office. I have nothing but great things to say. Don’t be fooled by other companies. This company is very unique and has the ability to help people get out of debt, unlike any other company in Canada. To top it off, they treat their clients with compassion and understanding. In my professional opinion, 4 Pillars is Number 1 for those looking to become debt free.
Where you can find us
Sudbury • North Bay • Huntsville