After my first meeting, I new I was in the hands of the right people. I am always skeptical if situations are too easy. But my experience was professional and relaxing ( I was so nervous !!) and Ryan and Marie always explained everything perfectly. I could go on but will just say- make that call and just see for your self -you will be so relieved and happy!
North Bay Office!! My whole adult life, I’ve had financial ups/downs of course, but persevered with my budgeting/organization skills but starting in early 2017 + 14 months, my debt became unbearable; I was dealt one “bad hand” after another; I was just “drowning” in debt and everytime I felt I was “surfacing for a bit of air”, the debt would push me under again. Then I found 4Pillars!!! Wow… What a PERFECTLY positive experience! Marie, Ryan, Angela & Mrs. Ryan (sorry I am bad with names sometimes xo) were so empathetic, compassionate, helpful, kind, knowledgeable, easy to contact and they were also so patient and explained EVERYTHING so that I understood every step of the process. I HIGHLY recommend 4Pillars to anyone who is at their wits end with their debt! What a relief – feels like an elephant has been lifted off of my shoulders! THANK YOU FROM THE BOTTOM OF MY HEART.
Our experience with 4 Pillars was nothing more than pleasant. We are treated with real compassion and understanding. Thank you Ryan and team for everything you do for your clients. Our life is now stress free and we can look forward to retirement.
Ryan, Marie and team have your outmost interest at heart. During a most stressful time in your life they are there to guide you step by step. Understanding the challenges that lay ahead and your options to get through it. They are an absolutely professional and very compassionate team. We are so very happy and grateful that they were there for us in a time when we needed help the most. Thanks again from the bottom of our hearts.
If you are worried about your financial situation 4 Pillars should be your first call, Ryan knows what he is talking about and will take care to set you up with the best solution to move you towards your goals.
It certainly was a great experience with 4 Pillars! They are very true to their word when u step into the office. Being overloaded with credit I contacted Marie, who addressed my concerns immediately, Ryan and Angela work for their clients, not the creditors, and established a great relief for us. They are both professional and very personal, high debt and personal illness brought me to them, I now breathe much easier and highly recommend 4 Pillars, if you find yourself overwhelmed with debt!!! I’m very glad that they helped us , thank you so much!!
Ryan, Angela and entire team were amazing to work with. The positive energy helps gets through such a rough time and you feel no judgement from any of them, such a great group of people. Thank you and I highly recommend this team if you need financial help.
The 4 Pillars Muskoka team really look out for the client. Their results are top notch and their client care is evident. If you are looking to get out of debt, I couldn’t imagine recommending another company. Do yourself a service and at least meet with 4 Pillars to see what they can offer.
I have had the opportunity to personally work with 4 Pillars on a professional level. It is nice to know that Ryan and his team are real people who are involved in our community, and are truly looking out for the best interests of their clients.
What an amazing feeling having the weight lifted. Thank you doesn’t seem like enough for Ryan, Sharon and Marie for what they have done for our family. You have made us feel like there is a light at the end and given us HOPE. Thank you so much, you are greatly appreciated and very very educated in these areas, you come HIGHLY recommended.
I dealt with Ryan and Marie from the Huntsville office. I can’t say enough about their professionalism. You honestly feel that that are 100% behind you. Any questions, concerns, comments were always dealt with in a very timely manner. Don’t go to the friend who “ had a friend that went thru it and I’ll help you “ route. Let the professionals deal with it, you won’t regret it
We have recommended Ryan Brown at 4 Pillars in a professional capacity on several occasions. We have found Ryan and his staff to be both professional and courteous, and in many cases, they have achieved tremendous results for our clients. For someone looking to relieve their burdens of excess debt, we would strongly encourage using their services.
Working in the financial lending world, I have had the opportunity to work with 4 Pillars offices across Canada including the Sudbury office. I have nothing but great things to say. Don’t be fooled by other companies. This company is very unique and has the ability to help people get out of debt, unlike any other company in Canada. To top it off, they treat their clients with compassion and understanding. In my professional opinion, 4 Pillars is Number 1 for those looking to become debt free.
The goal is to get you out of debt as soon as possible, get you into a payment plan that you can easily afford in order to remove the stress, and make sure that you retain your assets instead of liquidating them to pay the debt.
After reviewing your current financial situation, we outline a personalized plan to meet the immediate short-term needs of dealing with your debt, which also fits your long- term financial goals.
Our role is to represent you as our client, and structure a new affordable payment plan to deal with your debt. When dealing with restructuring of debt, you have multiple options that could be implemented. It is imperative to choose the right option through a fully transparent and qualified consulting process. At 4 Pillars, we believe that there is no such thing as a "one size fits all" type of solution. In the "debt help" industry, there are companies that either represent the creditors, or take funding from the creditors.
4 Pillars does neither and therefore we are able to represent 100% solely the best interests of our client. An informed consumer is a 4 Pillars client. That's why 4 Pillars clients have a 97% success rate at completing the plans that we prepare for them.
Establishing a plan is one thing, completing the plan is another.
If you need us after your plan has been put in place, we are here for you, in order to make sure that you see the plan through to completion. We are only an email or a phone call away, and there is no cost to you as a client for follow up meetings. Your success is our success!
Learn more and get tips on how to improve your finances with our video resources available to you 24/7.
Are you making only the minimum payments to service debt without seeing the balance decrease?
Are you planning to sell assets or liquidate retirement savings to pay debt?
Are you thinking of getting a second job just to try and make it work?
Are you not able to meet your payments and therefore receiving letters and calls from creditors?
If you answered yes to any of these questions, you are not alone. It's time to put a plan together that works for you, so that you can become debt free as quickly as possible, while improving cash flow and retaining your assets.
Right from the first phone call though to the completion of your plan, our goal is to make sure that you are serviced as a client should be. Seeing our clients succeed is what keeps us coming to work everyday. Getting out of debt doesn't need to be a stressful prolonged process.
National yet proudly Local
Just like you, we are real people of the communities in which we live and serve. With over 60 offices across Canada and having helped Canadians solve billions of dollars of debt, we have the resources and the people behind us to get you where you need to go.
Imagine a debt free future
Debt can be a symptom of any number of problems and life circumstances: a struggling or failed business, reduction in working hours, a drop in sales commission, divorce or separation, injury or illness, or previous poor financial decision making and bad advice coming home to roost.
Speak to an expert in confidence
It's important to understand that you are not your debt. Like millions of Canadians, you may have a debt issue. But with timely counselling, a solid debt restructuring plan, immediate credit rebuilding, you can move on from your debt wiser, financially solid and fortified against ever going into debt again.
You're not alone
4 Pillars helps Canadians restructure
$1,000,000 of consumer debt every day.